About us
Independent finance,
built on relationships,
not transactions.
Secure Business Finance is a specialist UK commercial finance brokerage. We simplify commercial finance for SME owners and build lasting relationships based on trust, expertise and results.
- funding secured
- £500m +
- experience
- 30 yrs
- lenders panel
- 90 +
- Google rating
- 5.0
Who we are
A brokerage built by lenders, for borrowers.
Secure Business Finance was established after years of working within the UK lending market, both at high street banks and independent finance providers. Time and again, we saw good businesses being offered unsuitable products, paying more than they needed to, or struggling to access the funding they deserved.
That’s why we created Secure Business Finance. To provide businesses with genuinely independent, whole-of-market finance advice and access to funding that’s tailored to their individual requirements.
Since 2015, we’ve been helping businesses across the UK secure commercial finance by comparing solutions from a wide panel of banks and specialist lenders. Our team brings together more than 30 years of combined experience in commercial banking and business finance.
As an independent commercial finance broker, we are not tied to any lender or product. Every recommendation is based on your business, your objectives and your circumstances, giving you the confidence to make informed financial decisions.
Today, we support businesses of all sizes and across a wide range of sectors, providing straightforward advice, responsive service and funding solutions that help businesses achieve their goals.
- Funding secured For UK SMEs since founding
- £500m+
- Lenders on panel High-street, challenger and independent
- 90+
- Repeat & referral Of our business comes from clients we know
- 94%
- Typical decision From first call to indicative terms
- 24hrs
What we stand for
Three principles
that shape every deal
Whole-of-market, always
We're not tied to any lender. Our advice is based purely on what's right for your business, not on volume incentives or preferential arrangements with a single funder.
Straight talk, clear pricing
We tell you what's possible, what isn't, and why. Every quote shows the lender, the structure, the cost. No fine print, no surprises.
In it for the long run
A deal closing isn't the end, it's the start. We stay close long after drawdown so the facility flexes as your business grows, and the next round is easier than the last.
Our story
From two desks
to a national brokerage
A short history of how SBF grew up, and why we still operate like a startup.
SBF is founded
Tom & Sam leave senior roles at independent funders to launch Secure Business Finance, built around independence and direct lender relationships.
£25m placed in year one
First-year funding crossed £25m across invoice finance, business loans and asset finance.
Lender panel hits 45+
Expanded to property finance and trade finance. Sector-specialist account managers introduced to keep up with deal complexity.
£250m cumulative funding
Operations team scales. New sector verticals launched for construction, recruitment, transport and healthcare.
£500m+ funded · 90+ lenders
Today. Same independent ethos, same direct phone-line, same team, just a wider panel and deeper sector specialisms.
Our funding offering expands
We broaden our expertise across business loans, asset finance, revolving credit, property finance, trade finance and more.
A recognised national brokerage
Our growing team and nationwide reach establish SBF as a leading independent commercial finance broker, consistently recognised by multiple lenders as a top-performing national broker.
More experience. More solutions. Same independent approach.
Today, we combine more than a decade of experience with an extensive lender network and a growing team, helping businesses across the UK find the right funding for wherever they are heading.
Why SBF
Independent broker
vs. the usual options
A quick comparison of what working with SBF looks like, versus walking into your bank or filling in a single-product comparison site.
What you actually get
- Whole-of-market, 90+ lenders, including specialists you've never heard of
- Direct access to a founder from day one
- Direct relationships with senior representatives at each lender for faster decisions
- Side-by-side options across multiple structures and lenders
- Ongoing review of your facility as your business evolves
What you typically get
- One lender's products, one risk appetite, one outcome
- Whoever picks up the phone, often a different person each time
- Computer-says-no decisions on anything non-standard
- A single offer with limited structure flexibility
- Commission & fees that may or may not be obvious
- You're on your own once the loan is drawn
Regulation & trust
Independent. Insured.
Accountable.
We hold the credentials, memberships and insurances expected of a national commercial finance brokerage, and we publish them openly.
£10m
PI cover
Full professional indemnity insurance with a leading UK underwriter, renewed annually.
ICO
registered
Registered with the Information Commissioner's Office under reference ZB492287, with GDPR-compliant data handling on every enquiry.
What our clients say
Trusted by UK businesses
Get started
Ready to secure
your funding?
Speak to an expert today. No credit check, no obligation, just straight, independent advice on your funding options.
0330 0438 011Mon-Fri, 8:30am-6pm · Always free to call