Invoice finance
Common myths about invoice finance, debunked
That it's for businesses in trouble, that it's expensive, that customers will think you're struggling. Four myths worth clearing up.
Sam Skinner
Co-Founder & Director
• 3 min read
Invoice finance is often misunderstood. Let's clear up the most common myths.
Myth 1: it's only for businesses in trouble
The opposite is usually true. Growing, profitable companies use it to manage cash flow and fund expansion, because growth consumes working capital faster than anything else.
Myth 2: it's expensive
A competitive lending market has brought fees to a level comparable with an overdraft or a traditional loan. The cost is also worth measuring against the alternative: turning down work you can't fund.
Myth 3: customers will think you're struggling
Confidential invoice discounting keeps the arrangement entirely private. Your customers deal with you exactly as they always have.
Myth 4: you lose control of your finances
Modern facilities are flexible. You choose how involved the lender is, from full ledger management to a facility your customers never see.
Invoice finance is a mainstream funding tool, not a last resort.
For an independent, no-obligation review of your options, call 0330 0438 011.
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