The rising need for funding support in construction

The construction sector has always operated on tight margins, but 2025 has pushed many firms beyond breaking point. Long payment terms, rising costs, retentions, and heavy upfront project expenditure continue to strain cash flow, making reliable funding and risk protection not just helpful, but business-critical.

A tougher landscape than ever

2025 saw major firms collapse, among them Ardmore Construction, Breyer Group, J S Wright, Marbank Construction and Elements Europe, under delayed payments and unsustainable debt. Nearly 4,000 construction businesses in England and Wales became insolvent in the 12 months to July 2025.

Subcontractors are the most exposed. They sit furthest down the payment chain, carry the cost of labour and materials first, and have the least leverage when a main contractor delays.

Why funding support matters more than ever

Invoice finance provides cash flow stability against work already done, and credit insurance protects against a customer defaulting. Together they let a firm take on larger contracts with confidence and maintain supply-chain relationships instead of stretching suppliers to cover a gap.

Supporting more construction firms than ever

We are seeing unprecedented demand as construction businesses face longer payment cycles, greater project complexity, rising material and labour costs, and mounting regulatory pressure.

For an independent, no-obligation review of your options, call 0330 0438 011.